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FIXnotes

COMMONWEALTH CENTRAL

CU

San Jose, CA

Total Assets
$617M
Total Loans
$449M

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$148M33.0%
1-4 family — junior lien$107M23.9%
Multifamily$12M2.8%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.