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FIXnotes

CO-OP

CU

Black River Fal, WI

Total Assets
$627M
—
Total Loans
$521M
—
CO-OP in WI reported a Texas ratio of 5.5% in Q2 2026, up +2.3pp from the prior quarter. Nonperforming assets stood at 0.80%, an increase of +0.34pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$299M57.3%——
1-4 family — junior lien$27M5.2%——
Multifamily$29M5.5%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Wisconsin mortgage-note market & lender distress →