CHIEF FINANCIAL
CURochester Hills, MI
Total Assets
$255M
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Total Loans
$181M
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CHIEF FINANCIAL in MI reported a texas ratio of 6.4% in Q1 2026, up +2.8pp from the prior quarter. Nonperforming assets rose to 0.86%, an increase of +0.37pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $12M | 6.4% | — | — |
| 1-4 family — junior lien | $5M | 3.0% | — | — |
| Multifamily | $3M | 1.6% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CHIEF FINANCIAL currently appears on: Under-Reserved Lenders