CHESSIE
CUCUMBERLAND, MD
Total Assets
$433M
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Total Loans
$222M
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CHESSIE in MD reported a Texas ratio of 3.0% in Q1 2026, rising +0.2pp from the prior quarter. Nonperforming assets increased to 0.78%, up +0.10pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $119M | 53.6% | — | — |
| 1-4 family — junior lien | $2M | 1.0% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CHESSIE currently appears on: Under-Reserved Lenders