CENTURY
CUIndependence, OH
Total Assets
$475M
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Total Loans
$331M
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CENTURY in OH reported a 3.8% Texas Ratio in Q1 2026, declining -1.8pp from the prior quarter. Nonperforming assets fell to 0.59%, down -0.28pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $213M | 64.2% | — | — |
| 1-4 family — junior lien | $39M | 11.7% | — | — |
| Multifamily | $2M | 0.5% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CENTURY currently appears on: Under-Reserved Lenders