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FIXnotes

ASSOCIATED CREDIT UNION

CU

NORCROSS, GA

Total Assets
$2.6B
Total Loans
$1.9B
ASSOCIATED CREDIT UNION in GA reported a Texas ratio of 1.7% in Q1 2026, declining -0.3pp from the prior quarter. Nonperforming assets fell to 0.30%, down -0.05pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$617M33.1%
1-4 family — junior lien$148M7.9%
Multifamily$5M0.3%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Georgia mortgage-note market & lender distress →