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FIXnotes

ASSOCIATED CREDIT UNION

CU

NORCROSS, GA

Total Assets
$2.5B
—
Total Loans
$1.9B
—
ASSOCIATED CREDIT UNION in GA reported a Texas ratio of 1.6% in Q2 2026, remaining flat from the prior quarter. Nonperforming assets rose to 0.30%, a +0.01pp increase from Q2 2026's predecessor.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$633M34.2%——
1-4 family — junior lien$149M8.0%——
Multifamily$5M0.3%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Georgia mortgage-note market & lender distress →