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FIXnotes

ADVIA

CU

Kalamazoo, MI

Total Assets
$4.1B
—
Total Loans
$3.2B
—
ADVIA in MI reported a Texas Ratio of 5.5% in Q2 2026, rising +0.4pp from the prior quarter. Nonperforming assets stood at 0.70%, up +0.04pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$1.1B33.8%——
1-4 family — junior lien$415M12.8%——
Multifamily$135M4.1%——
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Michigan mortgage-note market & lender distress →