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FIXnotes

ABOUND

CU

Radcliff, KY

Total Assets
$2.7B
Total Loans
$2.0B
ABOUND in KY reported a Texas ratio of 2.5% in Q1 2026, down -0.5pp from the prior quarter. Nonperforming assets declined to 0.54%, a decrease of -0.11pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$673M34.5%
1-4 family — junior lien$181M9.3%
Multifamily$85M4.3%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Kentucky mortgage-note market & lender distress →