NEW WASHINGTON STATE BANK — NPL Explorer

Total Assets

$798M

—

Total Loans

$533M

—

Texas Ratio

9.1%

+4.0

Non-Performing Loans %

0.8%

+0.6

NEW WASHINGTON STATE BANK in IN reported a Texas ratio of 9.1% in Q2 2026, up +4.0pp from the prior quarter. Nonperforming assets increased +0.55pp to 0.83%.

Portfolio composition

Category	Balance	% of total	NPL %	Charge-off %
Real estate (all)	—	—	—	—
Commercial real estate	—	—	—	—
Construction & land	—	—	—	—
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view

FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Indiana mortgage-note market & lender distress →

State Bank of MedoraMedora, IN · Nov 18, 2025 · Merger
Inherited NPL volume
$182K
Inherited NPL %
0.39%
Total loans inherited
$47M
Total assets inherited
$96M
YTD charge-offs (at close)
$12K
Last filing
Sep 30, 2025