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FIXnotes

NEW WASHINGTON STATE BANK

BANK

NEW WASHINGTON, IN · NM

Total Assets
$769M
Total Loans
$515M
5.1%
-0.0
NEW WASHINGTON STATE BANK in IN reported a Texas Ratio of 5.1% in Q1 2026, unchanged from the prior quarter. Nonperforming assets declined to 0.28%, down -0.53pp from Q1 2026's prior period.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
FOUNDATION 1-4 family — 1st lien Unlock to view
FOUNDATION 1-4 family — junior lien Unlock to view
FOUNDATION 1-4 family — HELOC Unlock to view
FOUNDATION Multifamily Unlock to view
FOUNDATION CRE — owner-occupied Unlock to view
FOUNDATION CRE — non-owner-occupied Unlock to view
FOUNDATION Construction — 1-4 family Unlock to view
FOUNDATION Construction — other Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Indiana mortgage-note market & lender distress →

Recent acquisitions

Institutions NEW WASHINGTON STATE BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • State Bank of MedoraMedora, IN · Nov 18, 2025 · Merger
    Inherited NPL volume
    $182K
    Inherited NPL %
    0.39%
    Total loans inherited
    $47M
    Total assets inherited
    $96M
    YTD charge-offs (at close)
    $12K
    Last filing
    Sep 30, 2025