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FIXnotes

ESQUIRE BANK NATIONAL ASSN

BANK

JERICHO, NY · N

Total Assets
$2.4B
Total Loans
$1.8B
0.3%
-2.8
ESQUIRE BANK NATIONAL ASSN in NY reported a 0.3% Texas Ratio in Q1 2026, declining -2.8pp from the prior quarter. Nonperforming assets fell to 0.04%, a decrease of -0.45pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
FOUNDATION 1-4 family — 1st lien Unlock to view
FOUNDATION 1-4 family — junior lien Unlock to view
FOUNDATION 1-4 family — HELOC Unlock to view
FOUNDATION Multifamily Unlock to view
FOUNDATION CRE — owner-occupied Unlock to view
FOUNDATION CRE — non-owner-occupied Unlock to view
FOUNDATION Construction — 1-4 family Unlock to view
FOUNDATION Construction — other Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New York mortgage-note market & lender distress →

Recent acquisitions

Institutions ESQUIRE BANK NATIONAL ASSN absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Signature BankRosemont, IL · Aug 1, 2026 · Merger
    Inherited NPL volume
    $71M
    Inherited NPL %
    5.20%
    Total loans inherited
    $1.4B
    Total assets inherited
    $2.0B
    YTD charge-offs (at close)
    $32K
    Last filing
    Mar 31, 2026