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FIXnotes

DIETERICH BANK

BANK

EFFINGHAM, IL · SM

Total Assets
$1.6B
Total Loans
$1.0B
12.9%
-0.8
DIETERICH BANK in IL reported a Texas Ratio of 12.9% in Q1 2026, down -0.8pp from the prior quarter. Nonperforming assets declined to 1.26%, a decrease of -0.67pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
FOUNDATION 1-4 family — 1st lien Unlock to view
FOUNDATION 1-4 family — junior lien Unlock to view
FOUNDATION 1-4 family — HELOC Unlock to view
FOUNDATION Multifamily Unlock to view
FOUNDATION CRE — owner-occupied Unlock to view
FOUNDATION CRE — non-owner-occupied Unlock to view
FOUNDATION Construction — 1-4 family Unlock to view
FOUNDATION Construction — other Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →

Recent acquisitions

Institutions DIETERICH BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Community Bank of TrentonTrenton, IL · Jul 19, 2025 · Merger
    Inherited NPL volume
    $4M
    Inherited NPL %
    3.91%
    Total loans inherited
    $94M
    Total assets inherited
    $126M
    YTD charge-offs (at close)
    $6K
    Last filing
    Jun 30, 2025