Skip to content
FIXnotes

DIETERICH BANK

BANK

EFFINGHAM, IL · SM

Total Assets
$1.6B
—
Total Loans
$1.1B
—
16.8%
+3.9
DIETERICH BANK in IL reported a Texas ratio of 16.8% in Q2 2026, rising +3.9pp from the prior quarter. Nonperforming assets increased to 1.87%, up +0.61pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →

Recent acquisitions

Institutions DIETERICH BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Community Bank of TrentonTrenton, IL · Jul 19, 2025 · Merger
    Inherited NPL volume
    $4M
    Inherited NPL %
    3.91%
    Total loans inherited
    $94M
    Total assets inherited
    $126M
    YTD charge-offs (at close)
    $6K
    Last filing
    Jun 30, 2025