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FIXnotes

BRADFORD NB OF GREENVILLE

BANK

GREENVILLE, IL · N

Total Assets
$740M
Total Loans
$319M
9.0%
+0.5
BRADFORD NB OF GREENVILLE in IL reported a Texas Ratio of 9.0% in Q1 2026, up +0.5pp from the prior quarter. Nonperforming assets declined to 1.33%, a decrease of -0.61pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
FOUNDATION 1-4 family — 1st lien Unlock to view
FOUNDATION 1-4 family — junior lien Unlock to view
FOUNDATION 1-4 family — HELOC Unlock to view
FOUNDATION Multifamily Unlock to view
FOUNDATION CRE — owner-occupied Unlock to view
FOUNDATION CRE — non-owner-occupied Unlock to view
FOUNDATION Construction — 1-4 family Unlock to view
FOUNDATION Construction — other Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →

Recent acquisitions

Institutions BRADFORD NB OF GREENVILLE absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • State Bank of St. JacobSaint Jacob, IL · Feb 28, 2026 · Merger
    Inherited NPL volume
    $823K
    Inherited NPL %
    1.95%
    Total loans inherited
    $42M
    Total assets inherited
    $88M
    YTD charge-offs (at close)
    $894K
    Last filing
    Dec 31, 2025