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FIXnotes

BANK OF CHINA

BANK

LOS ANGELES, CA · NC

Total Assets
$3.1B
Total Loans
$3.1B
BANK OF CHINA reported a nonperforming loan ratio of 11.97% in Q1 2026, an increase of +3.61pp from the prior quarter. The institution's Texas ratio remained at 0.0%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

California mortgage-note market & lender distress →