Non-Performing Mortgage Notes for Sale in New Jersey
New Jersey State Details
Foreclosure JudicialFC Timeline 3 - 10 MonthsFC Cost $4,674Tax Type Tax LienTax Redemption 2 yearsDeficiency YesAvg Mo to FC 16.0333Avg Mo to REO 6.2333
Jump to State Guides & Resources ↓8 notes near New Jersey · 2 portfolios · 353 sold · 79 resolved
Portfolios (2)
Cherry-Pick Junior NPL Pool — March 2026
82 notes · $5,967,697.54 UPB
Cherry-Pick Mixed NPL Pool — April 2026
56 notes · $3,347,121.82 UPB
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Individual Notes (8)
Non-Performing 2nd
SADDLE RIVER, NJ 07458
Available1 bid
UPB $250K-$500KLien 2ndStatus Non-PerformingType SFR
Senior Status CurrentEquity Full Equity
Non-Performing 2nd
HIGHLANDS BORO, NJ 07732
Available
UPB $50K-$100KLien 2ndStatus Non-PerformingType Unknown
Senior Status CurrentEquity Unknown
Non-Performing 2nd
FORT LEE BORO, NJ 07024
Available
UPB $100K-$250KLien 2ndStatus Non-PerformingType Condo
Senior Status UnknownEquity Underwater
Sold Notes (353)
Resolved Notes (79)
Guides & Resources
AbandonmentEncyclopedia
Abandonment occurs when a borrower vacates a property and relinquishes ownership interest. Early detection is critical for note investors to prevent.
Abstract of TitleEncyclopedia
An abstract of title is a chronological summary of all recorded documents affecting a property's ownership. Note investors use it to verify lien position.
Acceleration ClauseEncyclopedia
An acceleration clause lets the lender demand full repayment upon borrower default or other triggering event — a key protection for the note holder.
Accrued InterestEncyclopedia
Accrued interest is unpaid interest accumulated on a mortgage note — note investors treat it as potential upside on NPLs, not a basis for pricing.
ACH PaymentEncyclopedia
An ACH payment is an automatic electronic bank-to-bank transfer for collecting monthly mortgage payments, reducing delinquency risk and boosting.