Resolution Outcomes
Final outcomes recorded on loans in the FIXnotes asset history since 2011, losses included. Loans the selling bank took back and refunded are not counted. UPB is each loan’s original UPB, not its balance after resolution.
Total Resolutions
950
Full Payoff: 358
Discounted Payoff: 260
Write-Off: 158
Wiped - Uncollectible: 58
Top Outcome
Full Payoff
358 outcomes
Full Payoff: 358 (38%)
Discounted Payoff: 260 (27%)
Write-Off: 158 (17%)
Wiped - Uncollectible: 58 (6%)
Short Sale: 48 (5%)
Bank Satisfaction - Uncollectible: 31 (3%)
Modification Complete: 28 (3%)
REO Sale: 9 (1%)
States Covered
42
42 states with resolutions
Total Volume
$45.2M
950 resolutions
$45.2M original UPB
Resolution Outcomes
Full Payoff (358)Discounted Payoff (260)Write-Off (158)Wiped - Uncollectible (58)Short Sale (48)Bank Satisfaction - Uncollectible (31)Modification Complete (28)REO Sale (9)
Resolutions Over Time
Resolutions by State
Lien Position
1st (133)2nd (543)3rd (21)4th (2)REO (10)Unsecured (241)
Resolutions by Month
| Period | Count | Original UPB |
|---|---|---|
| 2026-09 | 33 | $1M |
| 2026-08 | 15 | $504K |
| 2026-07 | 10 | $412K |
| 2026-06 | 17 | $587K |
| 2026-05 | 12 | $470K |
| Total | 950 | $45.2M |
Resolution Outcomes by Type
| Type | Count | Original UPB | |
|---|---|---|---|
| Full Payoff | 358 | $12.4M | |
| Discounted Payoff | 260 | $16.9M | |
| Write-Off | 158 | $7.9M | |
| Wiped - Uncollectible | 58 | $2.4M | |
| Short Sale | 48 | $3.4M | |
| Bank Satisfaction - Uncollectible | 31 | $1.4M | |
| Modification Complete | 28 | $281K | |
| REO Sale | 9 | $571K | |
| Total | 950 | $45.2M |
Resolutions by State
| State | Count | Original UPB |
|---|---|---|
| PA | 127 | $3M |
| FL | 116 | $6M |
| OH | 100 | $2.5M |
| IL | 82 | $4.6M |
| NJ | 60 | $4.3M |
| MI | 52 | $1.1M |
| NC | 48 | $2.8M |
| NY | 45 | $4.5M |
| CA | 43 | $3.8M |
| IN | 27 | $603K |
| GA | 23 | $967K |
| MD | 22 | $1.1M |
| KY | 20 | $480K |
| AL | 19 | $566K |
| VA | 19 | $1.8M |