How much time does it take?
Plan on around three focused hours a week for ninety days. The modules unlock sequentially (except Module 7 — Compliance & Vetting — which is open from day one), and every knowledge check requires 100% — you can move faster, but you can't skim.
When do I get my strategy session?
Book it immediately after purchase — the confirmation page and your welcome email both link straight to the calendar. It's a private 1:1 with the FIXnotes team: we get you oriented, look at your capital and goals, and you leave with your 90-day plan for the best start to your note investing career.
What happens after my 12 months?
The certification, the curriculum, and your Portable Vetting Package are yours for life — you keep alumni access no matter what happens afterward; only the platform itself pauses unless you renew. Keeping a public verification link active (once you've earned one) requires a quick annual re-certification — free for alumni.
How does renewal work?
Renewal is opt-in: we'll email you before your year ends and you decide. If you continue, it's the Foundation annual membership at $1,497/yr, grandfathered at that rate even when the public price rises. If you do nothing, nothing is charged.
How is this different from Foundation?
Foundation is FIXnotes' platform subscription — tools, the marketplace, same-day Open Office Hour recordings — sold on its own, separately from the program. Enrolling here gets you the program (the certification, the curriculum, your vetting package) plus a full year of that same platform, bundled into one $1,997 purchase, nothing renews.
Why “founding price”?
Because the program's final piece isn't open yet — the capstone assessment opens by the end of 2026. When it does, the price rises to $2,500. Founding buyers pay $1,997 now. You get every module that's live today, plus the capstone when it opens. The $1,497/yr renewal lock holds too — regardless of what the public price does later.
What exactly is the guarantee?
100% money-back for 30 days, no questions asked — email support and it's done. A refund ends program access, including the certification track and vetting package.
Do I need experience or an entity already?
No experience required — Module 1 starts at what a mortgage note is, and Module 1's exercise walks you through entity setup, servicer options, and your buy box. Experienced investors move through the early modules quickly; the DD waterfall and vetting package are where even veterans slow down and take notes.
How is the certification verified?
CNP™ is earned by completing all eight modules, every knowledge check, the applied exercises, and the capstone assessment, which opens by the end of 2026 — your certification completes there. Your buyer qualification comes with a public verification link any counterparty can check in seconds.
When do I get marketplace access?
Immediately — your Foundation year starts the moment you enroll. The waived $250K minimum kicks in when your buyer qualification is approved (reviews typically take 1–3 business days once you submit your package).