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Learn Mortgage Note Investing
Free video courses covering everything from note investing basics to building a scalable real estate portfolio.
The $1M Real Estate Roadmap
4 lessons54 minLearn how to build a 7-figure portfolio and a lucrative career using non-performing mortgage notes. Instead of owning properties, you become the bank — owning the debt secured to homes, earning cash flow without tenants or repairs, wholesaling deals for quick profits, and fixing non-performing notes for outsized returns. 14 years of mortgage note investing experience distilled into four lessons.
The $1M Real Estate Roadmap
4 lessons54 min
110 min217 min312 min415 min
Lost to Finding Your Purpose
How I went from lost college student to full-time note investor — and the five-step business model that replaced rental property headaches with laptop-based cash flow.
Choose Your Path
Three paths to building wealth with mortgage notes — passive income from performing notes, active returns from NPL workouts, and a capital-free entry through matchmaking and services.
Build Your Modular Machine
The modular note investing machine — a repeatable system for generating monthly cash flow that was built over $992K in trial-and-error expenses and has generated over $11,000 per day since 2011.
Bring In the Deal Flow
How to build predictable, repeatable deal flow — from seller relationships and infrastructure to exclusive access to institutional loan portfolios.
Mortgage Notes 101
3 lessons55 minEverything you need to know to understand mortgage notes, how NPL investing works, and the role of note brokers in the secondary market.
Mortgage Notes 101
3 lessons55 min
15 min220 min330 min
What Is a Mortgage Note?
Understand the legal instrument at the heart of note investing — the promissory note and deed of trust.
How NPL Investing Works
Learn how NPL investing works — from the win-win-win philosophy to first vs. second liens, exit strategies, and real-world case studies.
Brokering & Matchmaking Notes
Learn how to build a lucrative note business without investing your own capital by becoming a mortgage note matchmaker.
How to Invest in Mortgage Notes
4 modules23 lessons2 hrs 44 min
Free comprehensive course covering the full note investing workflow — from setting up your business to acquiring, analyzing, and resolving non-performing loans.
Foundations of Note Investing5 lessons31 minBuild on the basics — understand the full note investing business, its history, asset types, strategies, and how to set up your company to start buying notes.
5 lessons31 min
15 min26 min36 min47 min57 min
Introduction & Course Overview
What this course covers, who it's for, prerequisites, and what you'll be able to do after completing it.
Life Cycle of a Note
How a mortgage note is originated, becomes non-performing, gets charged off, sold to investors, and resolved.
History of the Opportunity
How the secondary mortgage market developed from medieval France to the modern opportunity for private note investors.
Note Investing Today
How to identify different types of notes on the market and choose the right investment strategy for your situation.
Setting Up Your Business
How to choose your entity type, name your company, and set up the essential tools to start buying mortgage notes.
Acquisitions5 lessons34 minLearn how to find mortgage notes for sale, evaluate sellers, read loan tapes, price assets, and build a repeatable deal pipeline.
5 lessons34 min
17 min26 min37 min47 min57 min
Sources of Mortgage Notes
The full supply chain of mortgage notes -- from banks and hedge funds to exchanges, brokers, and the FIXnotes marketplace.
Vetting Your Loan Seller
The four critical questions to ask every loan seller before spending time or money on due diligence.
Reading the Data Tape
How to read a loan tape, understand key data columns, and quickly filter a portfolio down to your investment criteria.
How to Price & Submit Bids
Pricing methodologies for performing and non-performing notes, bid templates, and the difference between indicative and final offers.
The Note Investor Funnel
How to build a repeatable pipeline from sourcing leads to closing deals and systematize your acquisition process.
Due Diligence6 lessons46 minMaster the research and analysis process — from collateral review and title search to property valuation and borrower profiling — before you fund a deal.
6 lessons46 min
17 min28 min38 min48 min58 min67 min
Due Diligence Overview
The complete due diligence framework for mortgage note investors -- from free pre-bid screening to comprehensive vendor analysis -- so you spend money only on loans that deserve it.
Auditing the Collateral File
The four documents you need to legally own and enforce a mortgage note -- and the audit process that ensures you have them before you fund.
Title, Taxes, and Liens
How to research title ownership, check property tax status, identify encumbrances, and calculate whether the equity position you modeled actually exists in the public record.
Property Value and Condition
The full spectrum of property valuation methods for note investors -- from free AVMs to paid BPOs -- plus how to assess occupancy and condition to protect your collateral position.
Borrower Research
How to read a credit report, analyze the senior lien trade line, research bankruptcy filings on PACER, and extract borrower intelligence that sharpens your pricing and resolution strategy.
Finalizing Your Offer
How to compare your due diligence findings against initial assumptions, calculate price adjustments, document evidence for sellers, and submit a final offer that is defensible and ready to close.
Resolutions & Servicing7 lessons53 minEverything after closing -- from servicing transfer and borrower contact to exit strategies, foreclosure, and scaling your portfolio.
7 lessons53 min
17 min27 min38 min47 min58 min68 min78 min
Closing & Servicing Transfer
What happens after you buy a note -- onboarding with your loan servicer, choosing between full-service and client-managed servicing, assembling your three-part team, and the four-step resolution workflow.
Contacting the Borrower
How to make first contact with a non-performing borrower, lead with empathy, ask the three critical questions, and present a clear menu of resolution options.
Loan Modifications & Payment Plans
How to structure forbearance agreements, interest-only modifications, fully amortized modifications, and reinstatements -- the bread-and-butter resolution strategy for converting non-performing loans into monthly cash flow.
Discounted Payoffs
How to structure, negotiate, and close a discounted payoff -- the fastest way to recover capital on a non-performing note while giving the borrower a clean resolution.
Deed-in-Lieu & Short Sales
Two cooperative exit strategies for when the borrower does not want the property -- how to structure a deed-in-lieu of foreclosure, when to pursue a short sale instead, and the critical due diligence that determines which path is right.
Foreclosure
Foreclosure is the backstop that gives every other resolution its leverage -- judicial vs. non-judicial processes, the key documents at each stage, how timelines affect pricing and returns, and the practical decisions investors face when enforcing a lien.
Selling Notes & Portfolio Management
How to sell performing and non-performing notes, structure partial sales to recapture capital, and build a proactive portfolio monitoring system that protects your lien position and keeps cash flowing.