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FIXnotes

FOURLEAF

CU

Bethpage, NY

Total Assets
$14.4B
Total Loans
$11.2B
FOURLEAF in NY reported a 17.7% Texas ratio in Q1 2026, which remained flat from the prior quarter. Nonperforming assets stood at 2.02%, up +0.02pp from the prior period.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$4.0B35.6%
1-4 family — junior lien$2.7B23.9%
Multifamily$788M7.0%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New York mortgage-note market & lender distress →