PINE COUNTRY BANK
BANKLITTLE FALLS, MN · NM
Total Assets
$380M
—
Total Loans
$245M
—
PINE COUNTRY BANK in MN reported a Texas ratio of 0.3% in Q2 2026, down -3.0pp from the prior quarter. Nonperforming assets fell to 0.06%, a decline of -0.63pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
Recent acquisitions
Institutions PINE COUNTRY BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- First State Bank of Sauk Centre
- Inherited NPL volume
- $295K
- Inherited NPL %
- 0.38%
- Total loans inherited
- $77M
- Total assets inherited
- $143M
- YTD charge-offs (at close)
- $666K
- Last filing
- Dec 31, 2024