MIDWEST HERITAGE BANK FSB
BANKWEST DES MOINES, IA · SB
Total Assets
$490M
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Total Loans
$385M
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MIDWEST HERITAGE BANK FSB in IA reported a Texas Ratio of 8.6% in Q1 2026, unchanged from the prior quarter. Nonperforming assets rose to 1.64%, up +0.06pp from the previous period.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
MIDWEST HERITAGE BANK FSB currently appears on: Rising NPLs by Category
Recent acquisitions
Institutions MIDWEST HERITAGE BANK FSB absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- Iowa Savings Bank
- Inherited NPL volume
- $2M
- Inherited NPL %
- 1.33%
- Total loans inherited
- $149M
- Total assets inherited
- $295M
- YTD charge-offs (at close)
- $0
- Last filing
- Mar 31, 2026