ARROW BANK NATIONAL ASSN
BANKGLENS FALLS, NY · N
Total Assets
$4.5B
—
Total Loans
$3.5B
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ARROW BANK NATIONAL ASSN in NY reported a 1.8% Texas Ratio in Q2 2026, up +0.9pp from the prior quarter. Nonperforming assets increased to 0.24%, a rise of +0.11pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
Recent acquisitions
Institutions ARROW BANK NATIONAL ASSN absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- Adirondack Bank
- Inherited NPL volume
- $4M
- Inherited NPL %
- 0.72%
- Total loans inherited
- $608M
- Total assets inherited
- $1.0B
- YTD charge-offs (at close)
- $129K
- Last filing
- Jun 30, 2026
- Saratoga National Bank and Trust
- Inherited NPL volume
- $2M
- Inherited NPL %
- 0.18%
- Total loans inherited
- $974M
- Total assets inherited
- $1.2B
- YTD charge-offs (at close)
- $2M
- Last filing
- Sep 30, 2024