FIRST TEXAS BANK — NPL Explorer

Total Assets

$1.3B

—

Total Loans

$573M

—

5.8%

+2.3

0.6%

+0.5

FIRST TEXAS BANK in TX reported a Texas Ratio of 5.8% in Q2 2026, up +2.3pp from the prior quarter. Nonperforming assets increased +0.52pp to 0.58%.

Portfolio composition

Category	Balance	% of total	NPL %	Charge-off %
Real estate (all)	—	—	—	—
Commercial real estate	—	—	—	—
Construction & land	—	—	—	—
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

Benchmark against banks in the same size and geography cohort.

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.