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FIXnotes

FIRST BANK&TRUST CO

BANK

DUNCAN, OK · NM

Total Assets
$952M
—
Total Loans
$710M
—
24.3%
-4.5
FIRST BANK&TRUST CO in OK reported a 24.3% Texas ratio in Q2 2026, declining -4.5pp from the prior quarter. Nonperforming assets fell to 5.22%, down -0.67pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oklahoma mortgage-note market & lender distress →

Recent acquisitions

Institutions FIRST BANK&TRUST CO absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • The First National Bank of LindsayLindsay, OK · Oct 18, 2024 · Other closure
    Inherited NPL volume
    $7M
    Inherited NPL %
    10.65%
    Total loans inherited
    $66M
    Total assets inherited
    $114M
    YTD charge-offs (at close)
    $10M
    Last filing
    Sep 30, 2024