CALIFORNIA BK OF COM NA
BANKSAN DIEGO, CA · N
Total Assets
$4.0B
—
Total Loans
$3.0B
—
CALIFORNIA BK OF COM NA in CA reported a Texas Ratio of 6.2% in Q1 2026, rising +3.6pp sequentially. Nonperforming assets accounted for 1.03% of total loans, up +0.50pp from the prior quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CALIFORNIA BK OF COM NA currently appears on: Charge-Off Velocity by Category
Recent acquisitions
Institutions CALIFORNIA BK OF COM NA absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- California Bank of Commerce
- Inherited NPL volume
- $21M
- Inherited NPL %
- 1.46%
- Total loans inherited
- $1.5B
- Total assets inherited
- $1.9B
- YTD charge-offs (at close)
- $26M
- Last filing
- Jun 30, 2024