The FIXnotes Marketplace is where buyers transact on live, non-performing notes. Before you can make offers, you need qualified-buyer status.

Free: complete onboarding (KYC, renewed annually) to transact at the $250K minimum trade size. Foundation: same onboarding — the $250K minimum is waived so you can buy at any size. Mastermind: provisional qualified status the moment you sign the agreement & NDA — you can close your first deal day one.

An interactive tool built on FDIC & NCUA call-report data. Find the banks and credit unions most likely to sell distressed notes — filter by delinquency, Texas ratio, and other stress metrics. This is how you find who's selling.

Preview (Free) · Full search & analysis (Foundation) · Unlimited search + watchlist + archives + bulk export (Mastermind).

Instant property intelligence on any marketplace asset — owner, occupancy, AVM valuation, tax status, last sale price. Where NPL Explorer finds who's selling, Property Lens tells you what the asset is worth.

15 years of resolved-loan sale data, filterable across property type, state, vintage, lien position, and resolution outcome. The data you need to price a deal against actual historical comps — not gut feel. Free + Foundation can browse the index with a fixed filter set; Mastermind members can slice & dice across every available parameter to model exotic scenarios and pricing edge cases.

The moment you join Foundation, you can practice on real, current assets in the practice flow — submit a practice offer and get pricing feedback — while your full qualification processes. Real reps before you're cleared to buy.

Model the two flavors of resolution before you commit capital. Loan modifications: new payment, amortization, principal-reduction options, IRR impact on the discounted purchase — so you know whether a workout actually makes money or just looks that way. Loan partials: split the future cashflow into pieces you can sell to other investors (front-end payments, IO strips, residual) and free up capital while keeping upside. The tool Foundation+ members reach for before talking terms with a borrower or structuring a partial-sale.

The full FIXnotes operating system inside our Podio member portal — the complete document library (templates, scripts, and deal blueprints) plus the operational workflows that move Mastermind members from "looking at a deal" to "closing it" in days. Built over a decade of resolving notes; you don't have to re-invent the wheel.

Aggregated deal flow from across the industry — institutional sellers, broker pipelines, and off-market opportunities that don't hit the public marketplace. Buy and sell through it directly, no commissions. The deal flow Mastermind members see is genuinely different from what the open marketplace surfaces.

350+ plain-English entries covering every note-investing term, strategy, and process. Built to answer the question you have the moment you have it.

A free, self-paced course that takes you from zero to your first deal analysis — the core mechanics of buying and resolving non-performing notes.

Twice-weekly live sessions where we work real, current deals together — sourcing, underwriting, pricing, exit. Every session recorded and added to your library.

Foundation: attend and ask in the group room. Mastermind: bring your own deal for a live 1:1 hot-seat review.

A direct, members-only Slack channel between you and the FIXnotes team — open 24/7. Drop a question between Deal Lab sessions, paste a screenshot of an LOI you're drafting, get a sanity check on a counter, ask which servicer to use in Ohio. Faster than scheduling a call, more considered than a tweet. This is where our most active Mastermind members get unblocked between live sessions — real 1:1 support over a secure, private comms channel that meets you where you actually work.

A monthly session with an outside note-industry expert — servicers, attorneys, capital partners, seasoned investors — going deep on one topic with live Q&A.

FIXnotes' professional designation, earned by completing the Accelerator curriculum and capstone. A signal to sellers, partners, and capital that you know how to underwrite and resolve notes.

Most institutional sellers won't open the door until they've vetted you — financials, experience, references, deal history. In Module 7, Lesson 3 of the Accelerator, we walk you through building your own vetting package piece by piece, then package it up for you in a polished, deliverable format you can carry into conversations with other institutional sellers. Your credibility, on paper, ready to send.

A curated calendar of note-investing events — conferences, meetups, training days, and webinars from FIXnotes and across the industry. Updated as events are announced so you can see what's worth attending in one place, instead of piecing it together from Twitter and email blasts.

A bi-weekly free Zoom call open to every logged-in member at every tier — bring a question, meet other investors, stay connected.

The members-only Skool community — peer support, accountability, wins, and Q&A between sessions. A private room with other investors actively working deals.

A vetted rolodex of the counterparties you actually need to do this work: foreclosure attorneys (by state), asset managers, servicers, BPO providers, escrow agents, title companies, and more. Each one used and vetted by FIXnotes Mastermind members on real deals. Skip the trial-and-error of finding reliable vendors.