Skip to content
FIXnotes

Banks with the largest QoQ rise in CRE — non-residential nonperforming ratio

Banks whose nonperforming-loan ratio for a specific CRE or 1-4 family residential category rose quarter-over-quarter.

Q2 202650 institutions
In Q2 2026, 50 institutions reported CRE — non-residential nonperforming loans, with the top three leaders showing substantial quarter-over-quarter increases: MARQUETTE FARMERS STB MARQUE in KS rose +69.3pp to 69.26%, IPSWICH STATE BANK in SD increased +32.5pp to 32.52%, and BANK OF ANGUILLA in MS rose +32.0pp to 37.14%.
Rising NPLs by Category
Sorted by QoQ Δ NPL % ↓
Export CSV (Mastermind)
RankInstitutionSourceStateQoQ Δ NPL %Trend
1MARQUETTE FARMERS STB MARQUEBANKKS+69.3
2IPSWICH STATE BANKBANKSD+32.5
3BANK OF ANGUILLABANKMS+32.0
4PATHWAY BANKBANKNE+28.8
5CITY NATIONAL BANKBANKTX+20.1
6TRANSPECOS BANKS SSBBANKTX+18.9
7PRINCEVILLE STATE BANKBANKIL+16.1
8SECURITY STATE BANKBANKSD+14.0
9GRANVILLE NATIONAL BANKBANKIL+13.9
10FIRST STATE BANK OF VAN ORINBANKIL+13.6
40 more institutions match this list. Unlock metric values for every row and column sort with membership.
Unlock with membership
See 40 more →
RankInstitutionSourceStateQoQ Δ NPL %Trend
11BOGOTA SAVINGS BANKBANKNJ████████
12FIRST NB IN PORT LAVACABANKTX████████
13NEIGHBORHOOD NATIONAL BANKBANKMN████████
14OLD GLORY BANKBANKOK████████
15SOLON STATE BANKBANKIA████████
16FARMERS BANKBANKCO████████
17NEXBANKBANKTX████████
18FIRST SUMMIT BANKBANKOK████████
19STATE BANK OF TAUNTONBANKMN████████
20TEXAS ADVANTAGE CMTY BANK NABANKTX████████
21FIRST CENTRAL BANKBANKNE████████
22FRONTIER STATE BANKBANKOK████████
23STATE BANK&TRUST OF KENMAREBANKND████████
24M C BANK&TRUST COBANKLA████████
25BANK OF CLARKSONBANKKY████████
26BANKWEST INCBANKSD████████
27GREAT PLAINS BANKBANKSD████████
28ARLINGTON STATE BANKBANKMN████████
29TENSAS STATE BANKBANKLA████████
30COMMUNITY BANK OF MARSHALLBANKMO████████
31STATE EXCHANGE BANKBANKOK████████
32STATE STREET BANK&TRUST COBANKMA████████
33GATEWAY FIRST BANKBANKOK████████
34FIRST STATE BANKBANKKY████████
35COMMERCIAL BANKBANKNE████████
36GARFIELD COUNTY BANKBANKMT████████
37CITIZENS BANK&TRUST COBANKMS████████
38MAPLE CITY SAVINGS BANK FSBBANKNY████████
39FIRST STATE BANK OF TEXASBANKTX████████
40MCBANKBANKTX████████
41G W JONES EXCHANGE BANKBANKMI████████
42CORNERSTONE BANKBANKNE████████
43EXCHANGE BANK COBANKMO████████
44FIRST STATE BANK OF MICHIGANBANKMI████████
45LEGACY BANKBANKOK████████
46CITIZENS STATE BANKBANKKS████████
47INDEPENDENT BANKBANKTN████████
48TRI-COUNTY BANK&TRUST COBANKIN████████
49UNITED MINNESOTA BANKBANKMN████████
50BANNER CAPITAL BANKBANKNE████████

Methodology

This card ranks banks whose nonperforming-loan ratio for a specific CRE or 1-4 family residential category rose at least 0.5 percentage points (0.005) quarter-over-quarter, and surfaces the top 50 by that rise. For banks (FDIC-insured): the per-category nonperforming ratio used for ranking comes from FDIC BankFind financial data (the NCRER / NCCOMRER / NCRECONR / NCREMULR / NCRENRER / NCRERESR families). The supporting dollar columns (loan balance, nonperforming volume) come from FFIEC Call Report Schedule RC-N, adding up the Call Report lines behind each BankFind category: CRE — commercial ← RC-N 1.c.(2)(a) RCONC237/RCONC229 + 1.c.(2)(b) RCONC239/RCONC230; CRE — construction ← RC-N 1.a.(1) RCONF174/RCONF176 + 1.a.(2) RCONF175/RCONF177; CRE — multifamily ← RC-N 1.d RCON3500/RCON3501; 1-4 family residential ← RC-N 1.c.(1) RCON5399/RCON5400 + 1.e.(1) RCONF180/RCONF182 + 1.e.(2) RCONF181/RCONF183. CRE — non-residential has no Call Report lines of its own (its non-owner-occupied loans are already counted under CRE — commercial), so its dollar columns are left blank. Source note: the ranking uses the BankFind ratio; the dollar columns come straight from the bank's filing in the FFIEC Central Data Repository (CDR). When a bank's CDR filing isn't available for the quarter, it shows the ratio only, and its detail page notes that it is using BankFind data. Methodology updated 2026-03-31: the per-category dollar columns now come directly from FFIEC CDR Schedule RC-N. Earlier quarters showed only the BankFind nonperforming ratio, without dollar amounts. Read the methodology update note at /blog/npl-explorer-fdic-cdr-direct-sourcing.

Learn more about Rising NPLs →