Free hands-on workshop · 7 steps · ~70 min
Learn How Note Investors Target 25%+ Returns Without Owning Property
Banks are selling mortgage debt for 39 cents on the dollar — the lowest prices in a decade. In 7 steps you’ll learn how note investors buy it, analyze a real NPL, and submit a practice offer on a live asset from our marketplace.
Start the Free WorkshopOne loan, start to finish · 92 seconds · a simulated loan, for training
- $777M+
- in principal balance handled
- $1B+
- in monthly institutional deal flow
- 2,104+
- investors in the community
What you’ll do
Seven steps, about 70 minutes. Two of them you do yourself, on real deals.
LearnSteps 1–4 · 40 min
- Become the BankWhat if you didn't need to own property to build wealth in real estate?12 min read
- Your Unfair AdvantageBanks won't sell to you. Here's how FIXnotes solved the access problem.10 min read
- People Like YouAn esthetician, an athletics director, and an immigrant from El Salvador.8 min read
- The Window Is OpenNotes are trading at historic lows. The rebound has already started.10 min read
Do it yourselfSteps 5–6 · 30 min
- Analyze a Real DealRun a real NPL through the 4-step due diligence waterfall yourself.20 minHands-on
- Submit a Practice OfferMake a risk-free offer on a real asset from our marketplace.10 minHands-on
DecideStep 7
- Your Next StepEverything you need to start making real offers.
Investors who started where you are
Screenshots and videos from members, unedited except for redacted contact details.
600%+ ROI from a mortgage note — how DJ did it
"Among the top 5 most knowledgeable people in this industry"
Closed a $2.7M note deal
First deal — $1M+ of NPLs within 6 months of joining
One sign made a 400% ROI in 3 weeks
Doubled his money in under a year
Results are not guaranteed and will vary based on individual effort, market conditions, and other factors. The income examples shown are exceptional results from past or current clients and are not intended to represent or guarantee that anyone will achieve the same results.
This is for you if…
You invest in real estate and want out of the landlord grind
Fix-and-flip, rentals, wholesaling — you know real estate works. You’re tired of tenants, repairs, and midnight emergencies. Notes let you stay in real estate without owning property.
You’ve been learning but haven’t done a deal yet
YouTube videos, courses, forums — you know the concept works. You just don’t know where to start or who to trust. This guide gives you the structured process and a real practice rep.
You want to invest ethically — not be a “vulture”
You buy debt at 40 cents on the dollar. That discount lets you offer the borrower a deal the bank never could — a lower payoff, an affordable modification, a fresh start. The resolution that keeps them in their home is usually the fastest and most profitable for you.
Questions
Is it really free?
Yes. The workshop is free, and so is the account you create at Step 6 to submit practice offers. No credit card.
Do I have to give my email?
Not to start. Steps 2 and 4 offer to email you the NPL Investor Field Guide and save your progress; you can skip both. You’ll create a free account at Step 6 to submit practice offers.
How long does it take?
About 70 minutes across seven steps. Go at your own pace; your place is remembered on this device.
Is the loan in the video real?
No. It’s a simulated training loan, so we can show every document and number. The deal you analyze in Step 5 is modeled on a completed transaction, and the practice offers in Step 6 are on real loans sold in the last 90 days.
What happens after Step 7?
If you want to buy real notes, you can apply for a call to map out where your capital fits. You can also stop at any step.
Start with one loan.
Seven steps, about 70 minutes, no email to start.
Start Step 1