Free Live TrainingFree live training · Thursday, November 5 at 3:00 PM ET
Be the Bank
No tenants. No rehabs. No paying retail for property. This is an active workout business, not passive income.
How to buy discounted mortgage notes from banks without becoming a landlord.
Save your seat
Already registered? Come back to this page at 3:00 PM ET on Thursday for the join link.
Meet your host: Robert Hytha
- $777M+ in unpaid principal balance handled across 10,000+ assets
- $299M+ in note face value sold since 2011
- Founder of FIXnotes — 2,104+ investors and $1B+/mo in institutional deal flow
What you will learn
- 1
Get on the other side of the payment
Why owning the mortgage can beat owning the house, where the discount comes from when a bank sells, and the three ways one note can pay you: monthly payments, a payoff, or the property at your price.
- 2
You make your money when you buy
Almost all of a note's profit is decided before you own it, by the price you pay and the checks you run first. Those checks can be learned, and you can make your mistakes in practice before your money is on the line.
- 3
Sellers want a buyer they can trust
Why a bank will sell to you without connections or a giant checkbook, and what it actually looks for in a buyer.
If you’ve ever wondered how some investors end up collecting on houses they’ve never seen, never repaired and never rented — this is the mechanism. It is negotiation and paperwork rather than maintenance calls, but it is still work.
Investors who started exactly where you are
“Put together my first deal within 6 months of getting started — closed with a local credit union to acquire over $1,000,000 of NPLs. And I was able to get it funded with nothing out of pocket.”
“I hit a big milestone in December with a $110,000 payoff. This has streamlined my process and I only wish I had discovered it sooner because it saved me so much time.”
“A loan I bought from you back in Dec. 2023 just paid off. I got the note for around $7.5K and had about $3K in legal fees. I got notified I got paid in full. Just over $22K. More than doubled my money in less than a year.”
“I followed the FIXnotes Playbook to purchase an NPL for $1,850 ($9K balance due) and in less than 4 months, modified it for $2,000 down + $125 per month for 8 years.”
“Thanks to your mastermind, I was able to connect with Tom at Aspen and sell him a performer. Thanks for bringing a great group of investors together.”
“We earned a 400% cash-on-cash return within just 2 weeks on a non-performing loan we bought from the FIXnotes Insider's Trade Desk.”
A different seat at the same table
This is not another course about real estate. It’s the seat the bank sits in. You get paid first, you don’t take maintenance calls, and your worst case is owning the house at a price no retail buyer will ever see.