Buy Mortgage Notes at 40 Cents on the Dollar.
Here's How to Actually Do It.
Get the free Deal Analysis Worksheet and use it over 7 days to analyze real completed note transactions, price them, and submit your first practice offer on our marketplace.
Robert Hytha, Founder of FIXnotes — 15 years in mortgage note investing
What You'll Do (Not Just Learn)
By Day 7, you won't just know about note investing. You'll have done it.
Learn the 15 terms that matter
Skip the other 200. Just the ones you need.
Calculate what you can actually invest
Spoiler: it's less than you think you need.
Analyze a real deal that a nurse closed for $1,850
Use the worksheet on a completed transaction.
Understand why a bank sold a $134K loan for $40K
The discount changes the math for investors.
Check your work against what actually happened
Compare your analysis to the real outcome.
Build your personal buy box
Define what YOU want to invest in.
Submit your first practice offer
On a real asset on the FIXnotes marketplace.
Who This Challenge Is For
The career changer
Nurses, teachers, federal employees who want real income without landlording.
"I spent 15 years in healthcare. This gave me a way out that doesn't require me to swing a hammer."
The young investor
Tech-savvy 20-30s who see the opportunity in an industry that hasn't caught up yet.
"Everyone told me real estate meant buying rentals. Notes let me invest from my laptop."
The experienced REI
Rental and flip investors tired of tenants, toilets, and trash.
"After 10 years of landlording, I was done. Notes give me cash flow without the headaches."
The freedom seeker
Anyone who wants location-independent income backed by real assets.
"I run my note business from a coffee shop in Portugal. Try that with a rental portfolio."
The Myths We'll Break
You need $50-100K to start
Notes start at $2-5K. One of our members closed her first deal for $1,850.
You need a financial license
Whole loans aren't securities. No license required to buy, sell, or hold mortgage notes.
Hedge funds get all the good deals
Most NPL buyers are individuals. Banks sell to anyone qualified, and CMNS certification gets you qualified.
People who default are deadbeats
Most borrowers defaulted because of a job loss or medical emergency. They want to stay, they just need a path forward.
What You Get
- 📊Deal Analysis Worksheet — delivered immediately so you can start right away
- 📧7 daily action emails — one per day, 15-20 minutes each, with real deal data
- 🎯Practice offer access — submit a real practice offer on the FIXnotes marketplace (Day 7)
- 🏆Challenge completion certificate — proof you did the work, not just watched
- 👥Private challenge community — work alongside your cohort in skool.com/notes with daily prompts and peer feedback
This is the first 7 days of what our $2,500 Accelerator members experience.
Questions
Is this really free?
Yes. No credit card, no catch. The challenge is free. You join a cohort of other challengers who all start on the same day, work through the same deals, and support each other in our free community. We make money when graduates enroll in the Accelerator, and only if they choose to.
When does the next cohort start?
New cohorts start every two weeks on Monday. After you sign up, you'll get the worksheet immediately and join the community. Day 1 email arrives on your cohort start date.
How much time does each day take?
About 15-20 minutes. One email, one action item, one section of the worksheet. You can do it on your lunch break.
I've been burned by courses before.
This isn't a course. You're doing real analysis on real completed deals alongside a cohort of other challengers. Day 7 you submit a real practice offer on the FIXnotes marketplace. If it feels like just watching videos, we failed.
What happens after Day 7?
You'll be invited to a free graduation class that shows the full system behind $68M+ in member results. On Day 11, there's a live community call where you can ask questions directly. If the Accelerator is right for you, we'll explain how to enroll. No pressure.
Do I need money to start investing?
Not for the challenge. When you're ready to invest, notes start at $2-5K. Many of our members start as matchmakers, earning $2-5K per deal with zero capital.
Stop watching. Start analyzing.
Start the free 7-Day Note Investor Challenge. No credit card. No catch.
This site is not a part of the Facebook website or Facebook Inc.
Additionally, this site is NOT endorsed by Facebook in any way.
Facebook is a trademark of Facebook, Inc.