Good deal — solid fundamentals with manageable risks
Risk Breakdown
Equity100
Borrower42
Market64
Timeline62
% of UPB45.0%B
LTV17.2%A
Equity$302,191A
ICTV8%A
Net Recovery$28,506.957A
State Intelligence: Wisconsin
ProcessJudicial
Timeline6 - 10 Months
FC Cost$2,626
REO Cost$6,497
RedemptionNone
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
ℹ Average 10.5 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI230%
Yield45.9%
Timeline60 mo
Success40%
Est. Profit$53,561
IRR37.9%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
