High risk — multiple red flags, proceed with extreme caution
Risk Breakdown
Equity0
Borrower42
Market57
Timeline60
% of UPB20.0%A
LTV638.2%F
Equity$2,500A
ICTV128%F
Net Recovery$12,763.792A
State Intelligence: Ohio
ProcessJudicial
Timeline5 - 7 Months
FC Cost$5,940
REO Cost$4,171
RedemptionUntil Confirmation
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
⚠ Redemption period: Until Confirmation. Borrower may reclaim property after sale.
ℹ Average 9.9667 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI643%
Yield128.6%
Timeline60 mo
Success40%
Est. Profit$20,510
IRR86%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
