Good deal — solid fundamentals with manageable risks
Risk Breakdown
Equity100
Borrower42
Market65
Timeline58
% of UPB45.0%A
LTV35.6%A
Equity$262,600A
ICTV16%A
Net Recovery$51,444.393A
State Intelligence: Indiana
ProcessJudicial
Timeline5 - 7 Months
FC Cost$2,564
REO Cost$3,587
RedemptionNone
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
ℹ Average 10.3 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI230%
Yield45.9%
Timeline60 mo
Success40%
Est. Profit$96,658
IRR37.9%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
