Good deal — solid fundamentals with manageable risks
Risk Breakdown
Equity100
Borrower42
Market63
Timeline64
% of UPB45.0%A
LTV16.1%A
Equity$362,000A
ICTV7%A
Net Recovery$31,974.949A
State Intelligence: Illinois
ProcessJudicial
Timeline7 - 10 Months
FC Cost$4,145
REO Cost$4,002
RedemptionYes 3 - 7 Months
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
⚠ Redemption period: Yes 3 - 7 Months. Borrower may reclaim property after sale.
ℹ Average 8.6333 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI230%
Yield45.9%
Timeline60 mo
Success40%
Est. Profit$60,077
IRR37.9%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
