High risk — multiple red flags, proceed with extreme caution
Risk Breakdown
Equity0
Borrower42
Market59
Timeline62
% of UPB25.0%A
LTV9830.8%F
Equity$2,500A
ICTV2458%F
Net Recovery$184,326.998A
State Intelligence: Florida
ProcessJudicial
Timeline4 - 6 Months
FC Cost$2,758
REO Cost$5,598
RedemptionYes
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
⚠ Redemption period: Yes. Borrower may reclaim property after sale.
ℹ Average 9.5333 months to foreclosure — moderate timeline.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI494%
Yield98.8%
Timeline60 mo
Success40%
Est. Profit$303,547
IRR69.2%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
