Good deal — solid fundamentals with manageable risks
Risk Breakdown
Equity100
Borrower42
Market77
Timeline74
% of UPB40.0%B
LTV13.2%A
Equity$167,000A
ICTV5%A
Net Recovery$13,262.196A
State Intelligence: Connecticut
ProcessJudicial
Timeline5 - 6 Months
FC Cost$4,329
REO Cost$7,317
RedemptionCourt Determined
⚠ Judicial foreclosure state — expect longer timelines and higher legal costs.
⚠ Redemption period: Court Determined. Borrower may reclaim property after sale.
Exit Strategies
Strategy projections are estimates based on market data and historical outcomes. Consult qualified legal and financial advisors before making investment decisions.
★ Loan ModificationCash FlowA
ROI271%
Yield54.2%
Timeline60 mo
Success40%
Est. Profit$23,956
IRR43.1%
Why it works
Borrower keeps their home; investor receives 5 years of cash flow plus full payoff of remaining balance.
Key risk
Re-default risk is meaningful; borrower may stop paying again within 12 months.
