a message from RMH –
I’ve bought & sold THOUSANDS of assets, analyzed over $1 BILLION of nationwide real estate and have established myself as an AUTHORITY on pricing distressed debt since my 2014 report was published in the Paper Source Journal.
I’ve spent years building a major distressed debt investment firm from the ground up. Among other critical business components, I’ve been responsible for developing an air-tight acquisitions process, facilitating loan boarding & vendor management all while generating profitable dispositions at scale from an active portfolio of hundreds of mortgage assets.
I have a DEEP UNDERSTANDING of the full loan life-cycle and know that even a small oversight in DD can create DISASTROUS ripple effects down the road.
Even when you have it right, airtight research & analysis won’t protect you from faulty collateral. A perfect note on paper without original, enforceable documents might be worth nothing.
Everyday, files are traded around the secondary market without proper endorsements, servicing records or RESPA procedure.
Whether you’d like to review your own portfolio or analyze notes for sale, FIXnotes research, analytics & data design will take your investments to the next level.
Our flagship offering [in development] combines a suite of resources into FOUR CORE REPORTS to comprehensively review & refine your asset into actionable, decisive intelligence. Each one-page, legal sized (11″x14″) report serves as a summary divider for your original collateral, vendor research, servicing files & legal documents.
Starting with our signature legal sized summary page outlining your investment, this is where you’ll find your expected yield, equity & critical status flags followed by verification of enforceable, original documentation.
Enclosed you’ll find updated title, property value, tax, credit & skip trace. Aggregated data is calculated into an estimated market value for your asset.
Review the raw data & vendor reports included or simply check out the summary page to “look under the hood without getting your hands dirty.”
Included within this section are your borrower’s payment, contact history, resolution agreement, proof of insurance, authorizations & most recent statements. We’ll communicate with your servicer to get all the details, then share our findings with you.
Every FIXnote includes an organized review of all your critical legal situations. After you connect us directly with your legal counsel, we’ll talk shop and summarize the situation in the simplest terms, preparing you for action.
HELP US REFINE OUR PRODUCT INTO EXACTLY WHAT YOU NEED, ALL WE ASK IS YOUR FEEDBACK ON THE PRODUCT/PROCESS
This can be used all at once or over the course of the 30 days following your order delivery. Here’s an idea of what to expect from your FIXnotes expert Rob:
Great question, the more data the better! Here are some items to get started:
At the bare minimum, we’ll need the loan data tape (an Excel file with the relevant loan details). Without updated vendor reports, the resulting FOUR CORE REPORTS won’t be as effective.
If you don’t have BPO, Title, Credit or Skip Trace (updated within the last ~6 months), we strongly encourage you to add updated data options at checkout.
If you have permission from the asset owner to communicate with the loan servicer & legal counsel and written authorization to pull credit & run a skip trace, we’re all set!
If you’re missing any of these authorizations we can still proceed but your data will likely be incomplete (unless the seller has provided servicing records & updated vendor data).
As FIXnotes is still in BETA, new orders aren’t expected to be completed for up to 2 weeks. To be notified when we’re running at full capacity, JOIN THE MOVEMENT on our home page.
Once an order is complete, you’ll first receive a PDF delivery by email. You’ll have 48 hours to review & make any changes before the documents are printed and shipped!
Our standard offering uses instant online research and your existing data to produce your FOUR CORE REPORTS. Regular price is $397. BETA TEST for $197
Unfortunately we are not able to offer a 50% discount on vendor data upgrades. You will be able to add vendor data upgrades on the next page after clicking CHOOSE YOUR OPTIONS in the pricing section below.
Rob is hard at work on the FIXnotes TRADE DESK.
Sandor Lau - Stewardship Capital LLC
limited time BETA offer - regular price of $397
Noel Scruggs - Avant Capital LLC
FIXnotes transforms your data & collateral documentation into the “OWNER’S GUIDE” for your investment by fusing VENDOR INTELLIGENCE, SERVICING RECORDS and COMPREHENSIVE RESEARCH.
“Rob is extremely knowledgeable and has great attention to detail, with expertise at metrics and conducting due diligence.”
Custom Mortgage Resolution, LLC
limited time BETA offer - regular price of $397