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What is a Non-Performing Loan?

What is a Non-Performing Loan?

A loan that is in default or close to being in default. Many loans become non-performing after being in default for 3 months / 90 days, but this can depend on the original contract / note terms.  The borrower hasn't made a mortgage payment in over 3 months / 90 days, the loan is now considered a non-performing loan.

  • Mortgage Notes are also referred to as Paper or Loans

Other names for Non-Performing Mortgage Notes:

  • Defaulted Notes / Paper / Loans
  • Delinquent Notes / Paper / Loans
  • Distressed Notes / Paper / Loans
  • Bad Notes / Paper / Loans