the SECONDARY MORTGAGE MARKET is rife with illegitimate deals & disreputable ethics…
FIXnotes is changing the industry by ELEVATING standards for QUALITY & SOCIAL RESPONSIBILITY.
Buy distressed or cash-flowing Mortgage Notes and move up the real estate food chain: BE THE BANK
FIXnotes is a FULL-SERVICE asset wholesaler & research firm, specializing in sourcing, analyzing, managing and liquidating distressed residential mortgage debt. We will help you find and purchase secured loans to control properties without the liabilities of ownership.
To give you the best chance of success in this business, I’m sharing everything I’ve learned in our FREE online course:
How to Invest in Mortgage Notes
I’m Robert Maxwell Hytha and my mission to FIX the secondary mortgage market by sharing the tools, best-practices, tactical strategies & knowledge I’ve obsessed over since I jumped into this business in 2011.
Mortgage notes are a nearly perfect investment vehicle. When you own the rights to a secured debt, with someone’s home as collateral, you become the bank. It’s the homeowner’s responsibility to take care of their property, and their responsibility that you get your mortgage payment every month like clockwork. When you’re secured by rental property, you’re up the food chain from the landlord: whether or not they’re getting a rent check, the landlord makes sure to pay you, the bank, every month to avoid losing their investment to foreclosure. While the landlord is dealing with tenant turnovers, township ordinances, & the continual cycle of destruction and repair, you’re collecting decades worth of interest & principal payments as a lien holder: The Lien Lord > the land lord.
How is this even possible? It sounds too good to be true!
the reality
When you become the bank, you step into the shoes of the some of the most powerful institutions that man has ever created. With their influence and resources, these banks basically wrote the law. And now, as a note investor, they’ve stacked the deck in our favor.
It’s time for regular investors like you to take advantage of this! And by confronting borrowers with empathy & understanding (and sometimes a bit of tough-love), instead of through outsourced call center scripts and stifling bureaucracy, we can completely disrupt the industry, resolve a bunch of bad debt while securing our family’s financial futures.
Get started today
HELP BORROWERS & MAKE MONEY:
How to Invest in Mortgage Notes
“Working with Rob is an absolute pleasure as he is professional, knowledgeable, and diligent. Earlier this year I purchased two NPNs from Rob which yielded fantastic returns. I will certainly be purchasing more notes in the future as I have discovered how profitable this investment model can be.
During my first two note purchases Rob helped me throughout the process and I would recommend him to both seasoned and new investors. Additionally, his note course is absolutely worthwhile as it is packed with useful information for investors of all levels!”
Patrick Mahnke
Note Investor
INDUSTRY NEWS
Posted To: Mortgage Rate WatchWhile it might not seem like the sort of thing mortgage rates should care about, the senate run-off election in Georgia was by far and away this week's most important event. This wasn't a surprise either. In fact, interest... The post Have We Seen The End of Record Low Rates? first appeared on FIXnotes.
The estimates in the Bureau of Labor Statistics latest numbers were only marginally higher than the previous month, which may reflect more deliberate hiring and a preholiday slowdown. The post Nonbank mortgage jobs inch up to another series record first appeared on FIXnotes.
Over a decade after passage of the ATR rule, many now see that regulating a borrower’s ability to repay while not restricting credit can be a balancing act. The post The mortgage industry should build ATR rule governance appeared first on HousingWire. The post The mortgage industry should build ATR rule governance first appeared on FIXnotes.
After three consecutive weeks of increases, the number of loans in forbearance fell by 92,000 the first week of 2021, according to Black Knight. The post New year sees 2.74 million loans in forbearance appeared first on HousingWire. The post New year sees 2.74 million loans in forbearance first appeared on FIXnotes.
In memos to their staffs, acting Comptroller of the Currency Brian Brooks and Consumer Financial Protection Bureau Director Kathy Kraninger denounced the violence perpetrated by President Trump's supporters and said both agencies remain in operation. The post CFPB, OCC leaders condemn Capitol riot first appeared on FIXnotes.
Rocket Mortgage became the first lender to use eNotes when it closed a Ginnie Mae-backed loan in December. Now, it says the market is set to see widespread eClosings of Ginnie Mae loans by the end of this year. The post Rocket Mortgage performs first eNote close on Ginnie Mae mortgage appeared first on HousingWire. The post Rocket Mortgage performs first eNote close on Ginnie Mae mortgage first appeared on FIXnotes.
Georgia's election results will impact struggling homeowners and rental property investors alike, political and housing-economics pundits predict. "With Democrats securing a majority in the Senate, a number of relief measures targeted at renters strug... The post What a Democratic Senate Could Mean for Property Owners first appeared on FIXnotes.
For the second consecutive month, Fannie Mae’s Home Purchase Sentiment Index dropped six points in December to 74, its lowest since May 2020. The post Consumer confidence drops for second consecutive month appeared first on HousingWire. The post Consumer confidence drops for second consecutive month first appeared on FIXnotes.
A taskforce established by the Consumer Financial Protection Bureau to examine the existing legal and regulatory environment facing consumers and financial services providers released its recommendations this week – a move that prompted conflicting reactions from the housing industry and consumer groups. The post Housing industry, consumer groups clash on CFPB taskforce results appeared first on HousingWire. The post Housing industry, consumer groups clash on CFPB taskforce results first appeared on FIXnotes.
Less populous areas and counties located in the Midwest and South are more likely to have more affordable homebuying than renting options, according to a report from Attom Data Solutions. The post It’s cheaper to own a home than rent in 63% of markets first appeared on FIXnotes.
